Women Are Better than Men at Paying Their Mortgages

Women Are Better than Men at Paying Their Mortgages. Urban Institute. Laurie Goodman et al. September 6, 2016.

Female-only borrowers pay more for their mortgages than male-only borrowers, because they have weaker credit characteristics and a higher percentage of those loans are subprime. Our analysis shows, however, that these weaker credit characteristics do not accurately predict how well women pay their mortgages. Instead, female-only borrowers are doing a better job of paying their mortgages than their credit characteristics predict.This is particularly important because more than one-third of female-only borrowers are minorities and almost half of them live in low-income communities. [Note: contains copyrighted material].

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Local Justice Reinvestment: Strategies, Outcomes, and Keys to Success

Local Justice Reinvestment: Strategies, Outcomes, and Keys to Success. Urban Institute. Erika Parks et al. August 18, 2016.

Over the past six years, 17 local jurisdictions across the country have implemented policies to reduce their jail populations and costs, improve public safety, and increase the efficiency of their justice system. Through the Justice Reinvestment Initiative, sites implemented policies to address frequent front-end users, improve pretrial strategies, apply evidence-based practices in community supervision, and enhance data systems. [Note: contains copyrighted material].

[PDF format, 24 pages, 396.2 KB].

Book Reading 2016

Book Reading 2016. Pew Research Center. Andrew Perrin. September 1, 2016.

Americans today have an enormous variety of content available to them at any time of day, and this material is available in a number of formats and through a range of digitally connected devices. Yet even as the number of ways people spend their time has expanded, the survey finds that the share of Americans who have read a book in the last 12 months (73%) has remained largely unchanged since 2012. And when people reach for a book, it is much more likely to be a traditional print book than a digital product. Fully 65% of Americans have read a print book in the last year, more than double the share that has read an e-book (28%) and more than four times the share that has consumed book content via audio book (14%). [Note: contains copyrighted material.]

[PDF format, 20 pages, 463.2 KB].

Global Risks 2035: The Search for a New Normal

Global Risks 2035: The Search for a New Normal. Atlantic Council. Mathew J. Burrows. September 22, 2016.

What will the world be like in 2035? According to the report, the forecast seems dire. In the four years since Global Trends 2030 was published, the biggest change in the world is the increased risk of major conflict. In 2012, a large-scale US/NATO conflict with Russia or China was close to unthinkable. Now, the post-Cold War security order has broken down, and the consequences are immense, potentially threatening globalization.The report projects that, given the broader geopolitical and technological trends, in the best case, the world is looking at multipolarity with limited multilateralism. [Note: contains copyrighted material].

[PDF format, 86 pages, 2.41 MB].

Clinton, Trump Supporters Have Starkly Different Views of a Changing Nation

Clinton, Trump Supporters Have Starkly Different Views of a Changing Nation. Pew Research Center. August 18, 2016.

Supporters of Hillary Clinton and Donald Trump disagree on a range of policy issues, from terrorism to free trade. Yet they also have more fundamental differences over long-term changes in the country and the next generation’s future prospects. The survey finds that Trump supporters overwhelmingly believe that life in America is worse than it was 50 years ago “for people like them.” Most Clinton supporters take the opposite view: 59% say life for people like them has gotten better over the past half-century, while 19% think it has gotten worse and 18% see little change. [Note: contains copyrighted material].

[PDF format, 76 pages, 1.27 MB].

The long-term impact of the Head Start program

The long-term impact of the Head Start program. The Hamilton Project. Lauren Bauer and Diane Whitmore Schanzenbach. August 19, 2016.

A growing body of rigorous evidence suggests that policy interventions aimed at early childhood bear fruit for decades. For example, reductions in air pollution in the first year of life and more experienced kindergarten teachers are associated with increases in later earnings, while childhood access to food stamps and Medicaid causes better health in adulthood. Across many studies of several programs, preschool attendance among disadvantaged children has been found to positively impact participants. [Note: contains copyrighted material].

[PDF format, 8 pages, 703.84 KB].

Hold the Salmon, How About Scup? For Sustainable Seafood, Variety is Key

Hold the Salmon, How About Scup? For Sustainable Seafood, Variety is Key. Carnegie Council for Ethics in International Affairs. Amrita Gupta. August 12, 2016.

Atlantic salmon and blue fin tuna have been overfished nearly to extinction and farmed fish come with concerns such as the overuse of antibiotics. Yet there are hundreds of delicious and sustainable fish like mullet, dogfish, and scup, species often referred to as “trash fish.” For sustainable seafood, let’s be more adventurous and try fish like scup. [Note: contains copyrighted material].

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